Our Services
Tax-Advantaged Wealth Accumulation Strategies
Build long-term financial security using strategies that grow your wealth while minimizing tax exposure.
Tax-Advantaged Wealth Accumulation Strategies
Build long-term financial security using strategies that grow your wealth while minimizing tax exposure.
Asset Protection & Qualified Plan Rollovers
Secure your retirement assets and seamlessly transition old employer plans into more advantageous, protected accounts.
Asset Protection & Qualified Plan Rollovers
Secure your retirement assets and seamlessly transition old employer plans into more advantageous, protected accounts.
College Education Funds
Prepare for rising education costs with tailored savings plans designed to support your family's academic goals.
College Education Funds
Prepare for rising education costs with tailored savings plans designed to support your family's academic goals.
Debt Management & Consolidation
Reduce stress and regain control of your finances with customized strategies to consolidate and manage debt.
Debt Management & Consolidation
Reduce stress and regain control of your finances with customized strategies to consolidate and manage debt.
Infinite Banking & Family Banks
Create a private family banking system using life insurance to finance major purchases and build generational wealth.
Infinite Banking & Family Banks
Create a private family banking system using life insurance to finance major purchases and build generational wealth.
Insurance, Living Benefits & Final Expense
Protect your family from financial hardship with life insurance that offers living benefits and covers final expenses.
Insurance, Living Benefits & Final Expense
Protect your family from financial hardship with life insurance that offers living benefits and covers final expenses.
Estate & Legacy Planning
Preserve your legacy and ensure your wishes are honored with strategic estate planning solutions.
Estate & Legacy Planning
Preserve your legacy and ensure your wishes are honored with strategic estate planning solutions.
Indexed Growth (Roth IRA, SEP IRA, Traditional IRA)
Maximize retirement growth potential with tax-efficient, index-linked investment options tailored to your future.
Indexed Growth (Roth IRA, SEP IRA, Traditional IRA)
Maximize retirement growth potential with tax-efficient, index-linked investment options tailored to your future.
Mortgage Protection Term
Safeguard your home and your family's future with term insurance that pays off your mortgage if the unexpected occurs.
Mortgage Protection Term
Safeguard your home and your family's future with term insurance that pays off your mortgage if the unexpected occurs.
Business Owner Strategies
Optimize profits, minimize risk, and build sustainable growth with customized strategies for entrepreneurs and business owners.
Business Owner Strategies
Optimize profits, minimize risk, and build sustainable growth with customized strategies for entrepreneurs and business owners.
Business Valuations
Know your company's true worth with comprehensive business valuations designed to support sales, succession, or funding.
Business Valuations
Know your company's true worth with comprehensive business valuations designed to support sales, succession, or funding.
What matters most get your free consultation today!
Whether you need expert advice on insurance, investments, or business planning, our team at HBFS Advisors is here to guide you every step of the way.
Frequently asked questions
Explore our Frequently Asked Questions for quick answers on policies, claims, and coverage, helping you make informed insurance decisions.
- 20+ Years of Experience
Years of experience in wealth management, insurance, executive media distribution, and business consulting, our firm brings a uniquely well-rounded perspective to every financial conversation.
- 24/7 Support Available
We are always available just book your consultation and we are just right here to guide and help make a great decision.
We use Tax-Advantaged Wealth Accumulation Strategies like retirement accounts (401(k), Roth IRA, SEP IRA), investment-linked insurance, and indexed growth plans to help you grow your assets while legally minimizing taxes. Our goal is to ensure your wealth compounds efficiently over time with smart tax planning.
Rolling over your old employer-sponsored retirement plans into qualified accounts like IRAs can help you maintain tax benefits and secure your assets. We assist clients with seamless plan rollovers, ensuring their retirement funds remain protected and optimally invested.
We recommend tailored savings solutions like 529 College Savings Plans or specialized education funds. These allow your contributions to grow tax-deferred and be withdrawn tax-free for qualified educational expenses—helping you stay ahead of rising tuition costs.
Debt consolidation involves combining multiple debts into a single manageable payment—often with a lower interest rate. Our Debt Management & Consolidation services help you simplify payments, reduce financial stress, and regain control of your financial future through customized strategies.
Infinite Banking uses specially designed whole life insurance policies to create a private family bank. This allows you to borrow against your policy’s cash value, finance major purchases, and build generational wealth—all while your policy continues to grow with guaranteed returns.