hbfsadvisors.com

About Us

About HBFS Advisors


At HBFS Advisors, we’re more than just financial professionals—we’re your dedicated partners in navigating life’s financial complexities with clarity, confidence, and care.

Founded by Heaven Gilmore, a seasoned expert with over 20 years of experience in wealth management, insurance, executive media distribution, and business consulting, our firm brings a uniquely well-rounded perspective to every financial conversation. Having worked with prestigious institutions like Morgan Stanley, Phoenix Investments, and top TPA firms, Heaven understands the challenges individuals, families, and business owners face at every stage of life.

Our Services

Mortgage & Debt Reduction Plans

Eliminate debt faster without compromising your lifestyle. We craft personalized strategies that help you break free from debt and build lasting financial freedom.

Business Valuations & Growth Strategies

Whether you’re launching, scaling, or exiting, we help you increase your business’s value with strategic planning that drives profitability and long-term success.

Living & Death Benefits

Prepare for the expected and the unexpected. Our solutions offer financial security during your lifetime and preserve your legacy for generations to come.

Long-Term Care Plans

Protect your independence and assets with plans that cover essential care not typically handled by traditional health insurance or Medicare.

Our Mission

At HBFS Advisors, our mission is simple:
To empower you with financial clarity and security—no matter where you are on your journey.

Whether you’re building a legacy, expanding your business, or simply trying to make smarter money decisions, we’re here to guide you with integrity, insight, and personalized attention every step of the way.

Ready to take control of your financial future?

Partner with HBFS Advisors and get personalized strategies that secure what matters most.
Book your free consultation today.

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Disclaimer:
Our advisors are licensed financial professionals specializing in health, life, and annuities. All information shared during consultations is kept strictly confidential under our fiduciary responsibility. Complimentary consultations are available to all businesses, with the exception of professionals in the media industry. Media professionals must visit www.ozonegoldmedia.com
to book a paid consultation.

Consultations may last up to 1 hour. Once scheduled, you will receive an email from info@hbfsadvisors.com
with a brief questionnaire. Completing this form is essential to help us prepare effectively; failure to do so may limit our ability to cover key areas during your session.

Our newsletter is a high-level, strategically curated publication delivered exclusively to a vetted, private network of influential professionals across media, finance, publishing, retail, and entertainment. Designed to foster meaningful visibility and industry alignment, each edition connects elite decision-makers with timely, relevant content and trusted brand messaging.

We welcome select partners to place advertisements—including press releases, product announcements, event promotions, or service highlights—with complimentary access to the newsletter granted throughout the duration of your campaign. This ensures not only premium exposure to our high-value readership but also a streamlined opportunity for collaboration and brand positioning.

All submissions undergo a careful editorial review to uphold our standards of professionalism, credibility, and audience alignment—maximizing both the impact of your message and the experience for our subscribers.